When you’re deciding how much credit to give a client or whether to make adjustments to credit policy, you need instant access to all the latest information and relevant data. This is what ePatrol provides, by automatically combining your ledger data with current, continuously updated credit ratings and key financial information. Available 24 hours a day, ePatrol gives you a richly detailed picture of where all relevant risks and opportunities lie, minute by minute.
ePatrol is designed to keep you informed all day every day. Records are constantly updated and there are over six million UK limited companies and unincorporated businesses in the database. Uniquely, ePatrol is the only online ledger management tool that is updated 24 hours a day, seven days a week, giving instant access to a huge pool of data that’s dynamic and evolving.
All changes in rating and events that will affect credit risk are monitored - such as new accounts filed at Companies House and the appointment of a Receiver or County Court Judgements - so you simply have to log in and see the latest information you need on screen.
ePatrol identifies these issues and warns you straight away, so if any client experiences a change in credit rating or a significant event that influences credit risk, you can take prompt action and make immediate adjustments.
Accessing the capabilities and advantages is press-button simple and fast. For example, you can:
ePatrol enables you to analyse your whole portfolio with real-time speed and at-a-glance clarity, but it also allows you to focus more closely on what’s relevant and important. By splitting your portfolio into sub-ledgers, you can assess risk, ratings, credit limits and more, segmenting by sales territory, product categories, or internal division. Your ability to gauge risk and performance is increased.
With instant access to risk factors and extensive data, you can also maximise opportunity. Because you can clearly and swiftly identify customers with strong financial credentials, you can see who to advance more credit. You may be allowing a business up to £10,000 credit for example, yet the ePatrol monthly credit guide suggests that this could safely be extended to £50,000. By capitalising on this opportunity you can strengthen your customer relationship and increase sales.
The flexible, useable nature of ePatrol and the level of real-time data on offer make it a powerful tool for various business disciplines:
ePatrol is a unique online business to business ledger management service. It dynamically and continuously updates from the Graydon database, highlighting important changes and critical events as they happen