Augur®
Predictive Credit Scoring
The Augur suite of products represents a breakthrough in decision support for commercial credit grantors and insurers. The scoring models evaluate data from multiple sources to provide an objective assessment of future risk.
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Ledger Management
Two services - ePatrol and CreditScan - limit your risk by giving you an up-to-date picture of every single company on your ledger.
ePatrol®: a watchful eye on changes
ePatrol not only credit checks your customer base every single day; it provides you with analysis and reports that leave no questions unanswered. It can reduce your bad debt substantially, - in some cases by 85%. Powerful tool.
Simply, this portfolio management tool gives every bit of information you need - at the touch of a button.
You know exactly how much credit to safely allow every client on your ledger - and how your risk is distributed across your portfolio. At a glance you see who are your 'riskiest' or best customers and your aggregated exposure across risk groups.
In addition, ePatrol flags situations requiring attention, so you avoid trouble instead of reacting to it.
These unique alerts keep your team focused on the areas needing attention - however many customers you have. ePatrol reveals which of your customers' ratings are falling, so you can act before it is too late. Conversely, sales opportunities are optimised with customers whose ratings are improving.
It does all this automatically, by combining your ledger data with the most up to date credit ratings and financial information. And you can download reports and analysis that keep you on top of your credit portfolio. At the touch of a button this up-to-the-second knowledge tells you whose payments should be chased/watched.
It's a tool that transforms businesses - its endorsement and recognition by all the major credit insurers testifies to this.
Best of all, at any time you can export any of ePatrol's data straight into a spreadsheet to save manually re-keying data. This, combined with the reports and analysis ePatrol compiles, will save you hours every week.
ePatrol is online 24 hours a day, 7 days a week. It updates itself constantly and watches vigilantly over your ledgers.
For more details on ePatrol® click here to view demo
Is ePatrol® for you?
- • Do you manually enter key information from your credit reports into your database?
- No need to do this with ePatrol ® - it automatically does that for you.
- • Do you wish you could analyse your customers with the latest credit ratings?
- With ePatrol® you are always up-to-date with the latest credit rating.
- • Do you want to proactively manage your credit risk?
- With ePatrol® you will be alerted to any critical events that could affect credit risk.
- • Do you want credit & financial data updated dynamically?
- Whenever you log-in, this information is updated instantly on your screen. You will have on your screen instant reports helping you to identify the key information and areas of risk on your ledger.
- • Do you wish to have this access always available via the Internet?
- This service will be available to you to access 24 hours a day, 7 days a week.
Many credit managers now rely on ePatrol. This is what they say about our service.
"I would comment that we were fully prepared for a difficult trading year but with ePatrol monitoring not only have we kept our bad debts to a minimum, we also achieved good DSO results. It is difficult to quantify exactly but maybe 1-2 days improvement. We are confident that we now have a watchful eye on critical changes taking place which we can instantly react to, and see ePatrol monitoring as an essential tool."
Barbara Smith, Credit Manager, Scott Bader Company Limited.
"I find the ePatrol service excellent value for money, it helps us as a company to monitor our customer's credit ratings and gives us very up to the minute information regarding their status. In our industry this is very useful, I have yet to see another service that offers such good value for money."
Sue Patton, Credit Manager, Scania (Great Britain) Limited.
CreditScan: lower your risk - raise your potential
CreditScan is a risk analysis report on your entire ledger. It matches your existing UK customers against our database for a single snapshot of their financial health.
It was developed with several leading credit insurance agencies. It is a quick and easy way to identify customers where you are overtrading compared with the Graydon rating and risk category and where more profit lies with your under traded customers.
At a glance you see exactly where your team needs to focus their efforts to reduce your risk - or increase their potential. CreditScan is also perfect for seeing what shape key suppliers and competitors are in.
Click here for more info on CreditScan
