UK Credit Reports
Millions of dynamically updated credit reports on limited companies and non-incorporated businesses in the UK
Graydon's databases provide a wealth of management information about the current financial standing of companies.
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Fraud Prevention
XSeption: This unique service finds danger signs others miss
Quite simply: XSeption catches fraudsters out - before they can catch you out. Businesses like Brother, Energis, Lloyds TSB, Total and Insight rely on it. And here's a statistic that may surprise - even startle you - but which explains instantly why they consider it essential.
Typically, up to 4% of UK businesses exhibit signs of 'unusual' corporate activity. Some turn out to be quite innocuous, others may spell danger. Something that's puzzling or doesn't quite make sense and can start alarm bells ringing.
Unfortunately standard credit checks don't flag such activity. But XSeption does. It looks for those tell-tale signs that, in some cases, may spell danger - but which ordinarily are not even noticed. Here are just a few examples. What if you knew...
- A company had filed absolutely identical accounts to those of another company?
- Or they wildly increased credit activity in a very short space of time?
- Or they had multiple address changes within just one year?
- Or mass director resignations?
Wouldn't all those make you think?
XSeption looks out for them all - and more. It hunts for the unusual behaviour you need to know about before making any decision. And it's invaluable - because fraudulent companies hide in the mass of information you or your credit agencies have to process.
For example, in the next 60 minutes:
- 753 annual returns will be filed
- 61 businesses will go insolvent
- 154 new businesses will be incorporated
- 671 accounts will be submitted
In this sea of information it is not hard for abnormalities to hide - unless you are specifically looking for it - and know exactly which questions to ask.
XSeption is the only solution in the UK Market looking for signs that may spell danger. It is not available from any other source. It tracks and compares over 4 million businesses, hunting for its unique list of peculiarities.
Like our other services, clients find it invaluable:
"The benefit of XSeption is that it consolidates information, and more importantly; detail, some of which we wouldn't have known was relevant to the risk decision we were making. XSeption prompts us to ask questions, which may not have been apparent and thereby improving the quality of our decision. In a high risk industry this particular tool is an asset to our high risk assessment process"
Keith Payne, Credit Manager, Westcoast
"Graydon's value added credit reports have been admirably complemented with their unique service, XSeption. It is already proving very useful bringing numerous accounts to our attention, where we would have not been aware that a possible 'problem' existed."
Keith Johnson, Credit Manager, Northamber
Here's a simple way to find out what XSeption can do for you. It won't cost a penny - but it will probably surprise you - and it could save you a great deal.
XSeption - only available from Graydon:
- XSeption information is included as standard in:
- XSeption is also available to you on its own - as a separate service; and/or
- As an addition to your ledger analysis, CreditScan, it only takes 10 working days to implement.
- Our Level 3 and Level 4 Credit reports; and
- CreditWatch Monitoring service.
XSeption catches out the fraudsters before they catch you out. And with 17% of UK business already stung by identity theft, this is a great resource to make sure you're not added to that alarming and growing number.
XSeption® is a registered trademark of Graydon UK Limited.
